Richie Lindsay

When to Use a Factoring Service

Cash on hand and flowing is the absolute bread and butter of any small and growing business. You need cash on hand to meet your payroll, fund development of the business, and even just for day to day function of the business. That flow of cash, though, ca... Read >

Chapter 7 and Chapter 13 Bankruptcy

There are two ways a person can become a bankrupt. The first and more common way is to have the person file a petition to voluntarily go bankrupt. The second, and rarely used way, is for creditors to ask the Court to make an Order that a person is bankrup... Read >

Top Five Mistakes College Students Make with Money

1. Blowing your school loan money! Instead of using your financial aid for books, tuition, room & board, many students will choose to finance their extravagant lifestyle of partying, clothes, gadgets, and eating out. These school loans you've worked so h... Read >

Why You Should Take Advantage of Consignment Stores

Saving money while getting good quality is hard. It gets worse when the time comes to buy furniture or other relatively expensive items. Of course, you could always just head to the thrift stores. Run by various charities, thrift stores offer used furn... Read >

The Increasing Popularity of Payday Cash Advances

The demand for payday cash advances has experienced remarkable growth over the past few years. Cash advances are becoming more popular as people come to realize that the process is safe and efficient. And when used properly, cash advances are an excellent... Read >

An Overview of Refinance

Refinance is one of the most convenient ways to repay a loan because refinancing means to apply for another loan to pay back a previous loan on the same mortgage. The most common mortgage is generally one's home. Refinance advantages - "Refinance re... Read >

Software to Help You Plan for Retirement

Rather than spend your hard earned money hiring a financial planner or consulting with one, there are actually countless software programs that would help you in managing your finances. These programs are efficient tools for planning and making all those ... Read >

Applying for Payday Loans

If you need some extra money there is a nice loan type for this purpose - payday loan. So, if you are skint, you can apply for this loan until your next payday. And it's indubitably, that payday loan is a quickest and one of the most convenient ways to re... Read >

The Art of Bargaining

Most people get a little shy when it comes to bargaining for a good price on something. Those that are good at it get great deals on everything and save tons of money in the process. There are benefits to learning how to bargain. Society seems to give ... Read >

Are You Facing Wage Garnishment?

There are individuals unfortunate enough to find themselves in a position where they are contacted by a state or federal agency regarding an old debt, or even those with delinquent student loans, find themselves facing a wage garnishment through an employ... Read >

The Basics of Home Loans

Home is the biggest dream of everyone's life. In today's market with ever-increasing prices of land and property, buying a home requires meticulous planning. In most of the cases buying your dream house will require some kind of financial help. Banks co... Read >

Your Guide to Fixed Rate Home Equity Loans

The sense of equity generates from the amount judgment of your investment at the time of purchasing or refurnishing a property. As the value of the fixed assets at most of the time matures, so also the equity value of an asset increases. For that reason, ... Read >

Five Strategies for Budgeting Your Money

Saving money is much easier than earning it from scratch. But it is also much harder than it is to spend money, and as a result, most of us spend what we would rather save. In order to begin saving money, we need to have a plan, and the more automatic the... Read >

The Rewards of Using Chase Platinum

JPMorgan Chase and Co. is a leading banking as well as financial provider. Chase offers its customers both small and large business banking, investments and insurance as well as personal banking facilities. Chase Manhattan has come up with the Chase Pl... Read >

Why You Need to Research Mortgages

You hear people griping about the cost of consumer products these days. The socialist-student-worker-miser believes capitalism is inherently wicked. Someone is out to screw him. The truth is 'yes', someone is out to screw you, and will, but only if you le... Read >